Insured farmers have a lower risk of defaulting their loans. OKO therefore partners with micro-finance organisations to provide easier access to loans for our customers. We therefore have a strong impact on financial inclusion in rural areas
Ask a farmer what he / she needs and in most cases, you will hear "access to loans". With better seeds and more fertilisers, farmers could grow more food and improve their quality of life. Yet, most financial institutions deny them credit because they are exposed to many uncertainties.