Index insurance product creation
OKO partners with the most advanced weather information providers, using satellite or micro-wave technologies to obtain hyper-local data that can be used to:
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Define the risk with high precision, and therefore optimize the premium price
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Automate the claim validation process by analysis of the historical data

Distribution tools
OKO creates innovative tools to distribute insurance in remote areas and to unbanked farmers. These tools include:
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USSD menu that allows farmers to manage their policies from any mobile device
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A mobile app, which provides a second-to-none customer experience, and is usable offline
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An API that lets partners (micro-finance institutions, for example) access relevant information securely

Insurance policy management
With a dedicated tool that connects to mobile payment platforms, weather information providers and our distribution tools, managing hundreds of sales agents and millions of policies becomes easy.
OKO's solution includes:
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Performance monitoring tool
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Secured policy archiving
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Reporting tools for regulators
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and much more
